Kathryn (Katie) Fenderson Scott discusses three tips for personal injury claims in Florida:
1. Make sure your lawyer doesn't get more in contingency fees than you receive in your personal injury case in Florida; get this guarantee in writing when you hire a personal injury lawyer. Also, know how your lawyer charges for costs in your personal injury claim (ie. do they guarantee that they will only charge for costs if a recovery is made).
2. Don't save money on your car insurance by skipping UM (Uninsured/Underinsured Motorist) coverage; BI and UM are optional coverages, but you need UM coverage - save money somewhere else.
3. If you are upside down on your car (ie. if you owe more than your vehicle is worth), make sure you have GAP coverage; if your car is totalled in a car accident the at fault party only owes what your car is worth - not what you owe, so if you are upside down - the GAP coverage fills in that GAP.