Florida No Fault refers to the state's motor vehicle insurance law, which requires drivers to carry Personal Injury Protection (PIP) insurance to cover their own injuries in the event of an accident, regardless of who is at fault. The purpose of the law is to provide quick access to medical care and compensation for injuries sustained in an accident, without the need to determine who was at fault for the accident.
Under Florida's No Fault law, each driver's insurance company is responsible for paying up to a certain amount for their own medical expenses, lost wages, and other related costs, regardless of who caused the accident. However, if the accident results in serious injuries or damages that exceed the PIP coverage limit, the injured party may still be able to pursue a claim against the at-fault driver's insurance company.
It's important to note that while Florida is a No Fault state, drivers are still required to carry liability insurance to cover damages they may cause to other people or property in an accident.